Understanding Your Credit

Get Your Credit Score

Because Graduate PLUS and private loans are not federally guaranteed, the borrower must demonstrate creditworthiness, which is based on an applicant’s personal credit history, including factors such as prior loan repayment records and current personal debt.

If you believe that you will need Graduate PLUS or private loan funds to help meet your educational expenses while attending law school, request a credit history report during the summer to evaluate your ability to secure this type of funding. You can do that by visiting these websites: annualcreditreport.com and myfico.com.

Check Your Educational Loan History

If your credit is less than perfect due to overdue undergraduate or graduate loans, you can visit NSLDS and, with your FAFSA PIN, view the history of your federal educational loans and their current status. This will allow you to identify the loan that is in delinquent or default status and obtain contact lender information.

Repairing Your Credit

If you are in process of repairing your credit and would like more information on related issues, visit Clear Point Credit Counseling Solutions. You may find some helpful tools on the road to credit recovery.