Scholarships, loans and financial aid at UCLA Law

At UCLA Law, we believe a legal education should be accessible to any student with the talent and drive to be admitted to our school. Each year, our team of dedicated administrators develops comprehensive financial aid packages to assist more than 900 students with diverse needs and backgrounds.

We help students finance a premier legal education through a combination of grants, fellowships, scholarships and an array of loan options. Nearly 90 percent of J.D. candidates benefit from some type of financial assistance; almost 82 percent receive gift aid that does not need to be repaid. The school also offers a limited number of full-tuition scholarships for qualified students.

Our administrators are committed to helping admitted and prospective students explore resources and create packages tailored to their unique requirements.

Scholarships

Educational Loans

Federal Loans (FAFSA Information)

FAFSA (Free Application for Federal Student Aid)

The Free Application for Federal Student Aid (FAFSA) is a government form which enables the school to determine students' eligibility for federal loans (Direct Unsubsidized and Graduate PLUS). The FAFSA must be completed each year by all who wish to be considered for federal financial aid at UCLA.

Completing the FAFSA online reduces errors and improves turnaround time. You can do this by going to studentaid.gov. Request that a copy of the FAFSA be released to UCLA by indicating our school code: 001315.

The FAFSA should be submitted as early as possible after January 1. Admitted students who file a FAFSA will receive an electronic Provisional Award Letter (ePAL) in late March. Students filing applications after late March will receive an ePAL on a rolling basis.

Even though your Social Security Number is not required on the admission application, the school will not receive your FAFSA and thus will be unable to determine your need eligibility unless you provide us with your SSN. If you have omitted the SSN from your admission application, please contact the UCLA Law Admissions Office at (310) 825-2080 to add it to your application.

William D. Ford Federal Direct Loan Program

Federal Direct Unsubsidized Loan

The Federal Direct Unsubsidized Loan program enables qualified graduate and professional students to receive up to $20,500 in a federally guaranteed loan. For the 2024-25 academic year, the Direct Unsubsidized Loan has an interest rate of 8.08 percent, and a loan fee of 1.057 percent for loans disbursed before October 1, 2025. The federal government will automatically deducted the loan fee from each disbursement; therefore, your original (gross) amount requested and the disbursed (net) amount will differ.

The student is responsible for the interest, which accrues immediately upon disbursement. Repayment begins six months after graduation or upon dropping below half-time enrollment.

All applicants must submit a FAFSA in order to be considered. Once the FAFSA has been processed and the data has been received by UCLA, the borrower will receive an electronic Financial Aid Notification (eFAN) indicating the types and the amounts of financial aid offered.

The U.S. Department of Education allows all eligible recipients to receive a lifetime amount of $138,500, including Undergraduate and Graduate Federal Loans. However, no more than $65,500 can come from the Federal Subsidized Loan.

Federal Direct Graduate PLUS Loan

Graduate and professional students are allowed to borrow through a Federal Direct Graduate PLUS (GPLUS) Loan. For the 2024-25 academic year; the GPLUS loan has an interest rate of 9.08 percent, and a loan fee of 4.228 percent for loans disbursed before October 1, 2025. The federal government will automatically deduct the loan fee from each disbursement; therefore, your original (gross) amount requested and the disbursed (net) amount will differ.

The GPLUS Loan does not have annual or aggregate loan limits (other than the cost of attendance less other financial aid) but requires a credit review. Just as with the Direct Unsubsidized Loan, GPLUS borrowers are eligible for an in-school deferment if they are enrolled at least half-time. The GPLUS has the same payment options, the same deferments and forbearances, and the same cancellation provisions as a Direct Unsubsidized Loan. The student is responsible for the interest, which accrues immediately upon disbursement. Repayment begins six months after graduation or upon dropping below half-time enrollment.

All applicants must submit a FAFSA in order to be considered. Once the FAFSA has been processed and the data has been received by UCLA, the borrower will receive an electronic Financial Aid Notification (eFAN) indicating the types and the amounts of financial aid offered.

How is APR different than an interest rate?

In most cases, you have seen APR (Annual Percentage Rate) related to private loans, car loans and your credit card. What you are being charged for your loan isn’t actually just an interest rate; it’s really the APR. So, what is the APR?

The APR is the annual cost of your loan. It includes the interest rate and certain fees. In order to accurately compare the cost of loans, you should always compare the APRs rather than just the interest rates.

Entrance Counseling

Important! All first-time federal loan borrowers at UCLA need to be informed about borrowers’ rights and responsibilities. Law students will satisfy this requirement by completing an online Entrance Counseling Session. This can be accomplished by reviewing the counseling session materials and taking an online quiz. All quiz results are transmitted electronically to the UCLA Student Loan Services and Collections Office.

Please be sure to indicate "UCLA, University of California, Los Angeles" as your institution when registering your account to ensure that you are directed to the entrance exam.

Failure to follow through with this requirement will delay disbursement of your eligible Federal Direct Loan proceeds.
Private Student Loans

Private loans are offered by lenders independently of the Department of Education. Private loans are best utilized only if eligibility for Federal Direct Loans has been exhausted. Private loans are not guaranteed by the federal government. These loans are based on credit and their terms vary based on the lender, from whom you borrow as well as on your (and, if required cosigner’s) credit-worthiness.

Credit-Based Private Loans

Federal student loans are available to most students regardless of income and provide a range of repayment options, including income-based repayment plans and loan forgiveness benefits, which other education loans are not required to provide.

Some students find it necessary to finance a portion of their education through private loan sources. These lenders offer loans to offset the cost of attending law school. The loan terms are printed directly on the application and also are governed by federal and state lending regulations. The choice of lender rests solely with the student, but he/she will need to meet the lender’s credit requirements. Please see UCLA's Preferred Lender List and Code of Conduct – Preferred Lenders.

Bar Loans

Law students may apply for Bar Loans for the period after graduation when they are studying for the bar. A Bar loan is an unsecured consumer loan offered to graduating law school students to assist with expenses related to the bar process. These related expenses may include the following: bar examination fees, bar review courses, and living expenses during the period after graduation and prior to being notified of the exam results.

Bar Loan interest rates are generally higher than those of federal and private loans. Students should review the product guidelines and repayment options before applying. See UCLA’s Preferred Lenders List for a list of Bar Loan lenders.

Please note: For graduates needing to obtain a Bar Loan after graduation, when using UCLA’s Preferred Lender List (ELM Select), please indicate that your graduation date will be in the future in order to obtain a potential list of lenders that offer this product.

Other Resources

Earned Aid

Earned Aid includes job opportunities for students wishing to reduce loan indebtedness such as UCLA Teaching and Research Assistantships, Summer Public Interest Fellowships.

Teaching Assistantships

Through UCLA’s Graduate Division, advanced graduate and professional students have an excellent opportunity to gain practical teaching and tutoring experience in departments outside of the law school while earning an income to offset the cost of their tuition and fees. In-state students who are employed 45 percent or more are entitled to a fee remission of 75 percent of the Education Fee, a fee remission of 75 percent of the Registration Fee, and a fee remission of 100 percent of the Graduate Student Health Insurance Plan. These fee remissions significantly reduce the student’s out-of-pocket expenses for the academic year. This reduction may, in turn, affect a student’s total loan eligibility.

For more information and to obtain an application, please visit the Graduate Division website.

Summer Public Service Fellowships

Through an array of funding sources, UCLA School of Law provides stipends to first-and second-year students who engage in otherwise unpaid summer internships with nonprofit organizations or government agencies (judicial externships are not categorized as internships with government agencies). The application process begins in the spring semester, and students with eligible positions must submit an application in order to be considered for this Fellowship. In summer 2020, UCLA School of Law funded approximately 250 students.
Useful Financial Aid Links

Post-Graduate Support

UCLA Law has several programs to help new graduates gain meaningful legal experience while also assisting employers to address unmet needs.

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